Introduction
“I’ve Got You Covered” is a Guide for everyone! Now it’s easy for all of us- medical providers, patients, their families - to understand the complex world of hospitals, doctors and health insurance that make up our modern medical system in America today.
Save money now! Stop spending so much on health care and insurance without getting your money’s worth. This book is an easy, step-by-step consumer’s guide to patient’s rights and responsibilities, medical bills, health insurance rules, coverage claims and a simple how-to fight denials and win appeals. It gives you an insider’s view to this secretive world of medical systems and health insurance. Learn how it really runs and who is really making these decisions that affect us all.
This guide book explains all this and much more, because the more we know about the inside rules, policies and laws that run the health care and insurance game, the better able we are to actually win.
This easy-to-read book translates difficult and technical economic, legalese and medical jargon. Complex language is boiled down to plain English, empowering people in all walks of life, not just those in the medical or financial fields, to understand this world of medicine and money, save cash and get the best care possible.
Costs are skyrocketing, premiums are going up, coverage is shrinking, people can’t afford to get needed medical care. Some blame high jury verdict awards for medical malpractice victims, others blame patients for not budgeting better. Lawmakers propose reforms - some want to privatize our medical system and others want a national program.
Opinions differ but we all agree we want our health insurance to pay for our care. We want doctors to be in control of their own medical decisions and we want patients to be able to afford quality health insurance and medical care.
Health care can be overwhelming, especially for those experiencing a serious illness in their own lives or the lives of their loved ones. Too often, people do not understand their health care options. The only information they get is from insurance salespeople. They do not know the coverage rules or how medical decisions about them are being made by health insurance companies and policymakers across our country. The challenges of navigating the paperwork and bureaucracy of medical care are tough even on a good day. It can feel like a nightmare when we are sick.
This guide champions the needs of patients and the concerned medical professionals who work hard every day to care for them. The information and explanations are vital to help all people, especially the medical and legal professionals, who assist patients and advocate for the best health care for us all.