The win-win-win strategy outlined in the#1 INVESTMENT STRATEGY includes three basic principles that ordinary investors should consider incorporating into their investment strategies:
- There is an appropriate time when stock funds will be winners and outperform bond and money market funds
- There is an appropriate time when bond funds will be winners and outperform stock and money market funds
- There is an appropriate time when money market funds will be winners and outperform bond and stock funds.
The powerful and positive performance of these appropriate investment instruments can be identified easily and quickly by the Sawyers’ Prime Rate Gauge that uses an objective approach based on the United States’ prime interest rate.
Truths and fundamental principles of investing espoused in this book should be adhered to in all economic climates to avoid emotionalism and poor investment judgments that might, sooner or later, come back to haunt you. The little-known knowledge you gain by reading the #1 INVESTMENT STRATEGY will place you in the top 5% of knowledgeable and global investors.
Top 10 Tips for Stock Market Investors
Would you like to guarantee a zero loss on your investments, get a better return on your investments, safeguard, and control your savings or pension plans? How can investors maintain the win-win-win strategy in a volatile stock market engulfed with malfeasance? Investors should consider using the following top-10 tips for successful investing to determine the best time to buy, sell, and hold index/mutual funds to maintain a win-win-win investment strategy:
Tip 1: Determine Goals – Develop an investment plan and list your short-term, intermediate-term, and long-term financial goals. Clearly outline your step-by-step objectives to accomplish your goals.
Tip 2: Risk Tolerance – Determine your risk-tolerance level by self-examination based on your experience with risk and or by using the Sawyers’ Risk-Tolerance Quiz in Chapter 6 of #1 INVESTMENT STRATEGY
Tip 3: Identify Current Prime Rate – Use the current prime rate (posted in your daily newspaper) to identify the best investment tool for the existing economic climate. Apply the rate to the gauge in Tip 4.
Tip 4: Use Sawyers’ Prime Rate Gauge – Identify the current prime rate, its directional movement on the Sawyers’ Prime Rate Gauge, and the corresponding economic climate—stock, bond, or money market. This gauge identifies the correct investment tools––stock, bond, money market funds—for all economic climates even in a stock market that is engulfed in fraudulent activities.
Tip 5: Determine Asset Allocation – Use your financial goals, risk-tolerance level, time frame, and the Sawyers’ Prime Rate Gauge to spread or diversify your investment money among the correct investment tools––i.e., stock, bond, and/or money market funds.
Tip 6: Apply the Sawyers’ 5-Star Money-Shifting Strategy – Use the Sawyers’ 5-Star Money-Shifting Strategy (in Chapter 3) to adjust investment instruments to meet annual financial goals.
Tip 7: Choose Five-Star Index/Mutual Funds – Identify Morningstar’s five-star (top rating) index/mutual funds—consider using standard index funds, or benchmarks (e.g., S&P 500 Index and DOW 30 Index Funds). Do not speculate by